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Insurance Premiums Declining for Some

This article covers the insurance climate in Pennsylvania, including property, liability, and healthcare insurance. Saul Ewing Partner Constance B. Foster, Managing Partner in the Harrisburg office, is quoted about the conditions that contributed to the dramatic increase in health insurance in recent years. Ms. Foster, the former Pennsylvania Insurance Commissioner, said rates were low during the 1990s because insurance companies could offset costs with investment income. That changed when the stock market declined and insurance rates began rising in 2000.