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On August 21, 2024, the Consumer Financial Protection Bureau (CFPB) announced an enforcement action against Fay Servicing, a nonbank mortgage servicer, for alleged violations of federal mortgage servicing laws and non-compliance with a 2017 CFPB order. As part of this action, the CFPB has imposed a...

Saul Ewing LLP, a full-service national law firm, today announced that attorneys from the firm were named to the 2025 editions of The Best Lawyers in America and Best Lawyers: Ones to Watch in America. Recognition by Best Lawyers is based entirely on peer review. Baltimore Attorneys from the firm’s...

Welcome to Saul Ewing’s Public Companies Quarterly Update series. Our intent is to, on a quarterly basis, highlight important legal developments of which we think public companies should be aware. This edition is related to developments during the second quarter of 2024. If you would like to discuss...

Strategies for a post-NAR settlement market webinar Professionals across the real estate transaction may face changes to the ways they communicate and market their relationships with their partners. Join two national industry leaders as they discuss Sitzer-Burnett and its potential impacts on the...

On July 11, 2024, the U.S. Court of Appeals for the 7th Circuit held in Bureau of Consumer Financial Protection v. Townstone Financial, Inc. , that the Equal Credit Opportunity Act (“ECOA”) prohibits discriminatory conduct, comments or remarks directed at both actual and prospective applicants for...
On July 1, 2024, the Consumer Financial Protection Bureau (“CFPB”)—the primary federal watchdog of the consumer finance industry—along with several other federal agencies, approved a new rule to regulate the use of automated valuation models (“AVMs”) affecting the mortgage industry. The new rule...

The Clean Air Act (“CAA”) envisions states and the federal government working together to improve air quality. Under the CAA, states must develop State Implementation Plans (“SIPs”) to implement National Ambient Air Quality Standards (“NAAQS”) set by the EPA. The EPA can reject a SIP and impose its...

On June 28, 2024, in Loper Bright Enterprises v. Raimondo, the United States Supreme Court reversed its 40-year-old decision in Chevron v. Natural Resources Defense Council, thereby restoring the judiciary’s final authority to interpret statutes, a powerful check on administrative agency authority...

On June 24, the Supreme Court granted certiorari review in a case with serious implications for those seeking federal permits which, in turn, require environmental impact statements under the National Environmental Policy Act (“NEPA”). NEPA is the most litigated federal environmental statute, and a...

Every year, over 100 of New Jersey’s most prominent environmental attorneys gather for the Environmental Law Forum, a three-day, in-depth review of the latest developments and practice concerns in environmental law. This year is no exception as the Environmental Law Forum heads to the lovely ICONA...

Prohibition on Unfair and Deceptive Marketing Practices, What You Need to Know The U.S. Department of Education has updated Borrower Defense to Repayment Regulations that expand actionable circumstances to include substantial misrepresentation, substantial omission of fact, and aggressive...

American consumers are increasingly seeking environmentally friendly “green” products. In response, companies employ “green” marketing to advertise the purported environmental benefits of their products. But what companies believe their green claims mean and how consumers interpret those claims may...

On May 16, 2024, the United States Supreme Court issued its highly anticipated decision in Consumer Financial Protection Bureau v. Community Financial Services Association of America , determining once and for all that the Consumer Financial Protection Bureau’s (“CFPB”) self-funding mechanism is not...

The Consumer Financial Protection Bureau continued its jurisdictional expansion April 17 when it issued a consent order against BloomTech Inc., which does business as Bloom Institute of Technology, a for-profit college for computer programming. According to the consent order, the school "offers...

On May 1, the Council on Environmental Quality — a White House agency charged with implementing the National Environmental Policy Act — issued a new final rule purportedly aimed at streamlining NEPA reviews to speed up the construction of renewable energy and other electricity-related infrastructure...

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