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Debt Financing

Debt financing can be an invaluable resource for borrowers when capital is required to fund the needs of a company or an organization that is unable or unwilling to sell equity. Lenders strive to serve the needs of their borrower clients while safeguarding their own interests and ultimately ensuring repayment of their loans. 

The finance and transactional attorneys at Saul Ewing Arnstein & Lehr represent clients on both sides of debt financing transactions. On the borrower side, we advise public and private companies of all sizes, private equity and investment funds, family offices and other investors, multinational conglomerates, fintech financial service providers, high net-worth individuals, and nonprofit and charitable organizations. On the lender side, we advise institutional lenders, middle-market and regional banks, community banks and credit unions, private equity and investment funds, mezzanine funds, alternative lenders, trade finance providers, and product manufacturers/parent companies. 

We help both borrowers and lenders navigate the structuring, negotiating and closing of an extensive variety of debt financing transactions, including:

  • All types of senior credit, unitranche, and multi-tranche facilities and products consisting of term loans, revolving lines, and L/C facilities
  • Leveraged and structured financing
  • Secured and unsecured loans
  • Mezzanine financings
  • Seller and buy-out financings 
  • Syndicated financings and loan participations
  • Asset-based lending
  • Supplier/OEM financing facilities and programs
  • Factoring and trade receivable financings
  • Floor plan and inventory financings
  • Real estate acquisition financing
  • Conduit loans
  • Inter-company debt 
  • Real estate construction and development loans
  • Letters of credit
  • Aircraft and rolling stock financings
  • 144A debt offerings

Our finance team has represented clients and efficiently closed transactions in a broad range of industries and lending sub-markets, allowing us to recognize and address industry-specific issues. Our attorneys regularly represent clients operating in the following industries: transportation and logistics (such as automotive, trucking and aircraft); real estate; retail; manufacturing; food and beverage; hospitality; technology; renewable and alternative energy; private equity; family offices and family-owned businesses; financial markets/products and broker-dealers; mining, agriculture and legalized cannabis; services; EB-5; health care; nonprofit and charitable organizations; and higher education and educational institutions.

Our attorneys also regularly serve as local counsel to lenders and borrowers in connection with real estate and other state-specific engagements. We provide legal opinions, together with related technical oversight and guidance, to help ensure legal compliance with local jurisdictional regulations and requirements. In addition, attorneys in our Wilmington, Delaware office advise on Delaware law matters and prepare corresponding legal opinions required in many financing transactions involving Delaware entities, and have the knowledge and resources to provide critical and time-sensitive assistance with satisfying closing deliverable requirements for entities organized in Delaware.

 

Recognition

The group includes attorneys who have received the following recognition:

Trade Groups & Associations

Contacts

Jacqueline A. Brooks